17 unusual alcohol laws that could get you busted across the world
It’s been 90 years since Prohibition was repealed in the United States with the passing of the 21st Amendment in 1933. But even though the law that outlawed alcohol manufacture and sales was ultimately repealed, that doesn’t mean the U.S. became a free-for-all when it came to liquor distribution and consumption. In fact, after the […]
Does Insurance Cover Flat Tires?
QUICK ANSWER Standard car insurance policies generally do not cover flat tires caused by common road hazards like nails, glass, or normal wear and tear. Coverage is typically available only if the tire damage is the result of a specific covered event, such as an accident, collision, or vandalism. While optional roadside assistance coverage can […]
The least fuel-efficient vehicles introduced each year since 1975
QUICK ANSWER Since federal fuel economy standards began in 1975, the title of “least fuel efficient” has often gone to high performance luxury cars like Lamborghinis and Bugattis, or heavy duty trucks from Ford and Dodge. While modern technology has vastly improved average MPG across the industry, these specific vehicle classes prioritize raw power and […]
What Type Of Insurance Do You Need For A Leased Car?
QUICK ANSWER Leasing companies require drivers to carry full coverage insurance to protect their financial investment in the vehicle. This typically means purchasing higher liability limits than the state minimum as well as mandatory collision and comprehensive coverage to handle accidents, theft, and weather damage. Additionally, almost all leases require gap insurance which pays the […]
Does Car Insurance Cover Tornado Damage?
QUICK ANSWER Yes, car insurance covers tornado damage, but only if you have Comprehensive coverage on your policy. Basic liability insurance will not pay for weather related damage. Comprehensive coverage protects your vehicle from non collision events, including hail, flooding, wind, flying debris, and falling objects like trees. If your car is damaged, you will […]
What Happens When Your Car Is Stolen And Then Found?
QUICK ANSWER If your stolen car is recovered before your insurance claim is paid, the insurer will typically cover the cost of repairs for any damage sustained, minus your deductible. However, if the car is found after you have already received a payout, the vehicle legally belongs to the insurance company. In some cases, insurers […]
New car insurance grace period
QUICK ANSWER A new car insurance grace period is a temporary window, typically lasting 7 to 30 days, that extends a driver’s existing coverage to a newly purchased vehicle. This allows owners to legally drive their new car home before formally adding it to their policy. However, this benefit only applies to those with an […]
Does Car Color Affect Insurance?
One of the most persistent myths in the automotive world is that driving a red car will hike up your insurance premiums. In reality, your insurance company does not care if your car is “Rosso Corsa” red or “Yulong” white. This guide from affordable car insurance provider CheapInsurance.com clears up the confusion and explains what […]
Does car insurance cover the car or the driver?
In early years, the question of whether insurance follows the car or the driver is one of the most common points of confusion for policyholders. Generally speaking, auto insurance follows the vehicle, but there are critical nuances depending on the type of coverage and the specific situation. This guide from CheapInsurance.com clarifies how coverage works […]
Someone Hit My Parked Car And Left. What Do I Do Now?
QUICK ANSWER A driver who discovers their parked car has been hit should immediately document the damage with photos and file a police report to establish an official record of the incident. If the responsible party cannot be identified, the vehicle owner typically needs to file a claim under their own collision coverage or uninsured […]